Target-date funds: embracing open architecture in retirement’s most important investment option

Investments industry thought leadership
by Andrew G. Arnott
President and CEO
John Hancock Investments
Key takeaways
  • The adoption of target-date funds over the past decade has produced a range of benefits for DC plan participants, sponsors, and advisors.
  • Today, plan-level best practices call for an open-architecture, or multimanager, lineup of investment offerings, but that line of thinking rarely extends to target-date portfolio construction.
  • If open architecture is important, then perhaps more target-date funds should be open, incorporating a variety of specialized teams based on their merits rather than their firm affiliations.
  • With fiduciary standards and legal proceedings on the rise, isn’t it time that retirement’s most important investment option caught up with the best practices of plan design?
The full story
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